ASL policies and disclosure documents

• ASL and NM Super conflicts management policy

The conflicts management policy documents the policy, controls and processes that ASL and NM Super have implemented to identify, monitor and manage / avoid all potential and actual conflicts of interest and duty that arise in relation to the trustee's business. This policy also documents the processes to identify conflicts arising from ASL and NM Super's relationship (or the relationship of a responsible person) with an existing or prospective service provider, including those that have the potential to affect the service provider's performance of the obligations undertaken by it in respect of the trustee's business operations.

• ASL and NM Super register of relevant duties and relevant interests
• ASL financial report 31 December 2018
• ASL board meeting attendance record
• ASL constitution
• ASL nomination, appointment and removal of directors
• ASL outsourced service providers

Diversity - ASL has adopted the AMP inclusion and diversity policy. The ASL Board has a gender diversity target of 40:20:20 whereby board positions are to be filled by 40% women, 40% men and either 20% men or women by 2020, having regard to the current size of the board and tenure of the incumbent directors, given the benefit of continuity of experience.

Representation of women on the ASL Board is currently at 40%.

Environmental social governance - ASL has adopted the AMP Capital environmental social governance and responsible investment philosophy.

Remuneration - The non-executive directors are paid a single fee in their capacity as directors of the ASL and NM Super Boards and in connection with the management of seven Trusts (AMP Retirement Trust, AMP Superannuation Savings Trust, AMP Eligible Rollover Fund, Super Directions Fund, National Mutual Retirement Fund, National Mutual Pro Super Fund, Wealth Personal Superannuation and Pension Fund).

The following fees (effective from 1 January 2019) apply for roles undertaken by individual non-executive directors:

The following benefits were provided to non-executive directors in 2018:

• In 2018 the Chairman of ASL and NM Super received a one-off payment of $48,600 for additional duties spent in regard of ASL and NM Super.  This payment was in addition to the single fee the Chairman received in his capacity as a director of ASL and NM Super.
• Each non-executive director received superannuation contributions totalling 9.50 % of fees. This is included in the board and committee fees shown in the table above.

No retirement benefits are provided to non-executive directors.

For further information, including remuneration of each non-executive director and other executive officers, refer to the remuneration disclosures for each of the seven Trusts published on this webpage.

Voting - The AMP proxy voting policy applies to ASL. The assets of the ASL funds ART, ERF and SST are invested solely in an investment life policy issued by AMP Life Limited (AMP Life). ASL has no right to vote on the corporate actions of the underlying assets held by AMP Life.

AMP Retirement Trust (ART)

• ART annual report 2018
• ART register of significant event notices
• ART remuneration disclosures
• ART trust deed

AMP Eligible Rollover Fund (ERF)

• ERF annual report 2018
• ERF register of significant event notices
• ERF remuneration disclosures
• ERF trust deed

AMP Superannuation Savings Trust (SST)

Trust documents

• SST annual report 2018
• SST remuneration disclosures
• SST trust deed

Plan actuarial reports

• AECOM AUSTRALIA SUPERANNUATION PLAN Actuarial Report
• AIMPE SUPERANNUATION SCHEME Actuarial Report
• ALH SUPERANNUATION PLAN Actuarial Report
• AMP EMPLOYEES' SUPERANNUATION PLAN Actuarial Report
• API EXECUTIVE SUPERANNUATION PLAN Actuarial Report
• ARRB STAFF SUPERANNUATION PLAN Actuarial Report
• AUSTRALIAN RED CROSS QLD STAFF SP SCHEME Actuarial Report
• BUNDABERG SUGAR SUPERANNUATION PLAN Actuarial Report
• BUPA AUSTRALIA GROUP SUPERANNUATION PLAN Actuarial Report
• CALSUPER Actuarial Report
• CCA SUPERANNUATION PLAN Actuarial Report
• CHEVRON AUSTRALIA EMPLOYEES SUPN PLAN Actuarial Report
• HONEYWELL EMPLOYEES SUPERANNUATION Actuarial Report
• ITA SUPERANNUATION PLAN Actuarial Report
• IVANHOE GRAMMAR SCHOOL SUPERANNUATION SC Actuarial Report
• MITSUBISHI MOTORS AUSTRALIA SUPN PLAN Actuarial Report
• NINE NETWORK SUPERANNUATION PLAN Actuarial Report
• OCEANIA SUPERANNUATION PLAN Actuarial Report
• ONE ECOLAB SUPERANNUATION PLAN Actuarial Report
• PANASONIC AUSTRALIA SUPERANNUATION PLAN Actuarial Report
• PEP SUPERANNUATION PLAN Actuarial Report
• RAA STAFF SUPERANNUATION PLAN Actuarial Report
• RACQ SUPERANNUATION PLAN Actuarial Report
• SIBELCO AUSTRALIA SUPERANNUATION PLAN Actuarial Report
• VICTORIAN RACING INDUSTRY SUPN PLAN Actuarial Report
• WOOLWORTHS GROUP SUPERANNUATION PLAN Actuarial Report

Significant event notices

• SST register of significant event notices
• Plan register of significant event notices

ASL closed products

From time to time a trustee will close a product. This means the product is no longer open to new members although existing members can continue to make contributions and withdrawals.

Once a product is closed to new members, the trustee will continue to notify all members of any changes to the product's features and benefits that may affect them. However, the trustee is no longer required to update the product's product disclosure statement (PDS) and any associated material, such as fact sheets.

The most recent copy of the PDS for all closed ASL products for which a PDS has been issued for your information. The information in the PDS was only current to the date on the front of the document. For information on the product after this date please visit the product web page on amp.com.au/superannuation. Information can also be obtained by calling 131 267 or emailing askamp@amp.com.au.

NM Super policies and disclosure documents

• ASL and NM Super conflicts management policy

The conflicts management policy documents the policy, controls and processes that ASL and NM Super have implemented to identify, monitor and manage / avoid all potential and actual conflicts of interest and duty that arise in relation to the trustee's business. This policy also documents the processes to identify conflicts arising from ASL and NM Super's relationship (or the relationship of a responsible person) with an existing or prospective service provider, including those that have the potential to affect the service provider's performance of the obligations undertaken by it in respect of the trustee's business operations.

• ASL and NM Super register of relevant duties and relevant interests
• NM Super financial report 31 December 2018
• NM Super board meeting attendance record
• NM Super constitution
• NM Super nomination, appointment and removal of directors
• NM Super outsourced service providers

Diversity - NM Super has adopted the AMP inclusion and diversity policy. The NM Super Board has a gender diversity target of 40:20:20 whereby board positions are to be filled by 40% women, 40% men and either 20% men or women by 2020, having regard to the current size of the board and tenure of the incumbent directors, given the benefit of continuity of experience.

Representation of women on the NM Super Board is currently at 40%.

Remuneration - refer to ASL policies and disclosure documents for ASL and NM Super’s non-executive directors’ remuneration.

Environmental social governance - NM Super has adopted the AMP Capital environmental social governance and responsible investment philosophy.

Voting - The AMP Proxy Voting Policy applies to NM Super. The assets of the NM Super funds SDF, NMRF and NM Pro-Super are invested solely in an investment life policy issued by AMP Life Limited (AMP Life). NM Super has no right to vote on the corporate actions of the underlying assets held by AMP Life. The assets of the NM Super platform funds (Wealth and TRP) are invested through the platform operator, NMMT Limited (NMMT). NMMT (as an agent of NM Super) exercises any proxy voting rights that vest in NM Super in line with the AMP Proxy Voting Policy.

Summary of voting behaviour over the past financial year for investments in the platform funds - Proxy Voting Summary.

National Mutual Retirement Fund (NMRF)

• NMRF and SDF annual report 2018
• NMRF register of significant event notices
• NMRF remuneration disclosures
• NMRF trust deed

National Mutual Pro-Super Fund (Pro-Super)

• Pro-Super annual report 2018
• Pro-Super register of significant event notices
• Pro-Super remuneration disclosures
• Pro-Super trust deed

Super Directions Fund (SDF)

• NMRF and SDF annual report 2018
• SDF register of significant event notices
• SDF remuneration disclosures
• SDF trust deed

The Retirement Plan (TRP) − (TRP was wound up effective September 2018)

• TRP register of significant event notices

Wealth Personal Superannuation and Pension Fund (Wealth)

• Wealth North Summit Generations iAccess annual report 2018
• Wealth PortfolioCare annual report 2018
• Wealth WealthView annual report 2018
• Wealth register of significant event notices
• Wealth remuneration disclosures
• Wealth trust deed

NM Super closed products

From time to time a trustee will close a product. This means the product is no longer open to new members although existing members can continue to make contributions and withdrawals.

Once a product is closed to new members, the trustee will continue to notify all members of any changes to the product's features and benefits that may affect them. However, the trustee is no longer required to update the product's product disclosure statement (PDS) and any associated material, such as fact sheets.

The most recent copy of the PDS for all closed NM Super products for which a PDS has been issued is provided for your information. The information in the PDS was only current to the date on the front of the document. For information about the product after the issue date of PDS, please visit the product web page at the following sites:

SDF, NMRF, Wealth, TRP products: www.amp.com.au/superannuation, or emailing askamp@amp.com.au

Closed products with PDSs issued by NM Super

The AMP Group merged with AXA Asia Pacific Holdings Limited (now called AMP AAPH Limited) on 30 March 2011. At the time of the merger, NM Super was a subsidiary of AXA Asia Pacific Holdings Limited. NM Super is now a member of the AMP Group. Some of the PDSs below were issued by NM Super prior to the merger and do not feature current AMP Group branding.

Closed products with PDSs issued by another trustee

NM Super is now the trustee for some funds previously managed by another trustee. Some of the products in these funds are closed and the most recent PDS was issued by the previous trustee. The PDSs for these products are shown below. Some of the PDSs below were issued prior to the transfer of trustees and do not feature current AMP Group branding. NM Super makes no warranty as to the accuracy of the information they contain.

For any queries regarding these documents, please e-mail polinfo@amp.com.au.